Provider Review · Updated 2026

Embrace pet insurance for dachshunds

Founded 2003
Best for: Long-term dachshund owners who want deductible to shrink over time

Written by Allen Lee · Last updated August 19, 2026 · Independent review

TL;DR

Embrace's published diminishing deductible rewards claim-free years, which fits dachshunds well since owners typically spend years without a major claim before an IVDD episode arrives.

Monthly estimate
$34–$58
Reimbursement options
70%, 80%, or 90%
Deductible range
$200–$1,000
Waiting period
2 days accidents / 14 days illness / 6 months orthopedic
IVDD eligible
Typically, if not pre-existing

Pros and cons for dachshund owners

What we like
  • Deductible shrinks by $50 every claim-free year
  • Optional Wellness Rewards for routine care
  • Lists exam fees as eligible, less common among the plans we compared
  • Lists alternative therapies such as acupuncture
Trade-offs to know
  • 6-month orthopedic waiting period (can be waived with vet exam)
  • Age cap of 14 for new enrollment

Who should pick Embrace?

Long-term dachshund owners who want deductible to shrink over time. If your dachshund is a good fit for this description, Embrace is likely the strongest match in our comparison.

Pricing shown is an estimate for a healthy 2-year-old mini dachshund in a median U.S. ZIP code. Your actual quote will vary based on your state, deductible choice, and reimbursement level.

Compare pet insurance quotes

Embrace isn't available as a direct quote through our partners right now, but The Swiftest lets you compare its pricing and terms side by side with every carrier we reviewed.

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About these carrier comparisons

Plan details, prices, ratings and "best for" labels on this page are our own editorial opinion, based on publicly available plan documents and marketing materials at the time of writing. They are not quotes, endorsements, or statements made by the insurers. Terms, pricing, waiting periods, exclusions and state availability vary by insurer and policy and can change at any time — always confirm current details in the carrier's own policy documents. Company and product names are the trademarks of their respective owners and are used here for identification only; use does not imply affiliation or endorsement, except where an affiliate relationship is disclosed. Spot an inaccuracy? Tell us and we'll correct it.